{"id":4738,"date":"2017-06-13T18:07:40","date_gmt":"2017-06-13T18:07:40","guid":{"rendered":"http:\/\/modern-min.realhomes.io\/?page_id=2"},"modified":"2021-02-04T09:41:55","modified_gmt":"2021-02-04T01:41:55","slug":"mortgage","status":"publish","type":"page","link":"https:\/\/www.28yuenlong.com\/zh\/mortgage\/","title":{"rendered":"[2021\u5e74\u7248] \u697c\u5b87\u6309\u63ed\u606f\u7387\u6bd4\u8f83(\u5404\u5927\u94f6\u884c\u606f\u7387\/ \u73b0\u91d1\u56de\u8d60\/ \u7f5a\u606f\u671f\u4e00\u89c8\u8868)"},"content":{"rendered":"

[2021\u5e74\u7248] \u697c\u5b87\u6309\u63ed\u606f\u7387\u6bd4\u8f83(\u5404\u5927\u94f6\u884c\u606f\u7387\/ \u73b0\u91d1\u56de\u8d60\/ \u7f5a\u606f\u671f\u4e00\u89c8\u8868)<\/b><\/h1>\n

 <\/p>\n

\u4e70\u697c\u53ef\u80fd\u662f\u4f60\u4f1a\u8fdb\u884c\u6700\u5927\u989d\u7684\u4ea4\u6613\u3002\u5728\u5b89\u6392\u6309\u63ed\u8d37\u6b3e\u4e4b\u524d\uff0c\u60a8\u9700\u8981\u786e\u4fdd\u81ea\u5df1\u6709\u507f\u8fd8\u8d37\u6b3e\u7684\u80fd\u529b\u3002\u8fd9\u7bc7\u6587\u7ae0\u4f1a\u52a9\u4f60\u4e86\u89e3\u5982\u4f55\u8ba1\u7b97\u8d37\u6b3e\u989d\u53ca\u6bd4\u8f83\u4e0d\u540c\u7c7b\u578b\u7684\u8d37\u6b3e\u3002<\/span><\/p>\n

\"[2021\u5e74\u7248]

[2021\u5e74\u7248] \u697c\u5b87\u6309\u63ed\u606f\u7387\u6bd4\u8f83(\u5404\u5927\u94f6\u884c\u606f\u7387\/ \u73b0\u91d1\u56de\u8d60\/ \u7f5a\u606f\u671f\u4e00\u89c8\u8868)<\/p><\/div>\n

\u697c\u5b87\u6309\u63ed<\/b><\/h2>\n

\u697c\u5b87\u6309\u63ed\u5c31\u662f\u4ee5\u7269\u4e1a\u4f5c\u62b5\u62bc\uff0c\u5411\u94f6\u884c\u501f\u51fa\u9996\u671f\u4ee5\u5916\u7684\u94b1\u7528\u6765\u8d2d\u4e70\u7269\u4e1a\u3002\u94f6\u884c\u4f1a\u6839\u636e\u7269\u4e1a\u7684\u4f30\u503c\uff0c\u8d37\u6b3e\u4eba\u7684\u8fd8\u6b3e\u80fd\u529b\uff0c\u501f\u8d37\u7eaa\u5f55\u7b49\uff0c\u8bc4\u4f30\u53ef\u4ee5\u501f\u51fa\u7684\u91d1\u989d\u3002\u5982\u679c\u8d37\u6b3e\u4eba\u5728\u8d37\u6b3e\u671f\u95f4\u65e0\u80fd\u529b\u507f\u8fd8\uff0c\u94f6\u884c\u6709\u6743\u628a\u7269\u4e1a\u6536\u56de\uff0c\u62cd\u5356\u6765\u62b5\u501f\u51fa\u7684\u91d1\u989d\u3002<\/span><\/p>\n

 <\/p>\n

\u53ef\u4ee5\u501f\u591a\u5c11\uff1f<\/b><\/h2>\n

\u94f6\u884c\u4f1a\u4ece\u591a\u65b9\u9762\u8bc4\u4f30\u6700\u9ad8\u8d37\u6b3e\u989d\uff0c\u5176\u4e2d\u5305\u62ec\uff1a<\/span><\/p>\n

    \n
  • \u7269\u4e1a\u79cd\u7c7b\uff08\u4f8b\u5982\u79c1\u4eba\u697c\u5b87\uff0c\u6751\u5c4b\uff0c\u516c\u5171\u623f\u5c4b\u7b49\uff09<\/span><\/li>\n
  • \u7269\u4e1a\u4f30\u503c<\/span><\/li>\n
  • \u8d37\u6b3e\u7684\u501f\u8d37\u7eaa\u5f55<\/span><\/li>\n
  • \u8d37\u6b3e\u4eba\u7684\u8fd8\u6b3e\u80fd\u529b\uff08\u8d37\u6b3e\u4eba\u7684\u804c\u4e1a\uff0c\u6708\u5165\u7b49\uff09<\/span><\/li>\n
  • \u8d37\u6b3e\u4eba\u662f\u5426\u9996\u6b21\u7f6e\u4e1a<\/span><\/li>\n<\/ul>\n

     <\/p>\n

    \u8ba1\u7b97\u8d37\u6b3e\u989d<\/b><\/h2>\n

     <\/p>\n

    \u5982\u7269\u4e1a\u4ef7\u503c600\u4e07\uff0c\u94f6\u884c\u62798\u6210\u6309\u63ed\u5373480\u4e07\uff0c\u6362\u800c\u8a00\u4e4b\u7533\u8bf7\u4eba\u9700\u4ed82\u6210\u4f5c\u9996\u671f\u5373120\u4e07\u3002<\/span><\/p>\n

     <\/p>\n

    \u8fd8\u6b3e\u65b9\u5f0f<\/b><\/h2>\n

     <\/p>\n

    \u8d37\u6b3e\u4eba\u53ef\u4ee5\u9009\u62e9\u4ee5H\u6309\u6216P\u6309\u4f5c\u8fd8\u6b3e\u5229\u606f\u8ba1\u7b97\u3002\u4e0d\u540c\u94f6\u884c\u4f1a\u6709\u7a0d\u4e3a\u4e0d\u540c\u7684\u606f\u7387\u548c\u73b0\u91d1\u56de\u8d60\uff0c\u5efa\u8bae\u6bd4\u8f83\u540e\u518d\u4f5c\u51b3\u5b9a\u3002\u90a3\u4e48\uff0c\u4ec0\u4e48\u662fH\u6309\u548cP\u6309\u5462\uff1f<\/span><\/p>\n

     <\/p>\n

    H\u6309= \u94f6\u884c\u540c\u4e1a\u62c6\u606f(HIBOR) + \u4e2a\u522b\u94f6\u884c\u8ba2\u7acb\u7684\u606f\u7387<\/span><\/p>\n

     <\/p>\n

    \u7531\u4e8eHIBOR\u662f\u6d6e\u52a8\u7684\uff0c\u6240\u4ee5H\u6309\u7684\u606f\u7387\u4e5f\u6709\u673a\u4f1a\u8ddf\u968f\u8c03\u6574\u3002\u4e3a\u4e86\u4fdd\u969c\u8d37\u6b3e\u4eba\uff0c\u94f6\u884c\u4e5f\u4f1a\u8ba2\u7acb\u9501\u5b9a\u6309\u606f\u4e0a\u9650\uff0c\u4e3a\u514d\u4f9b\u6b3e\u56e0\u4e3a\u62c6\u606f\u4e0a\u5347\u800c\u6025\u5347\u3002<\/span><\/p>\n

     <\/p>\n

    P\u6309= \u6700\u4f18\u60e0\u5229\u7387(Prime Rate) \u2013 \u4e2a\u522b\u94f6\u884c\u8ba2\u7acb\u7684\u606f\u7387<\/span><\/p>\n

     <\/p>\n

    \u6700\u4f18\u60e0\u5229\u7387\u4e00\u822c\u662f\u8ddf\u968f\u7f8e\u56fd\u5229\u7387\u8d70\u52bf\uff0c\u867d\u7136\u76f8\u5bf9\u8f83\u7a33\u5b9a\uff0c\u4f46\u5728\u4e00\u822c\u60c5\u51b5\u4e0b\uff0c\u6700\u4f18\u60e0\u5229\u7387\u4f1a\u9ad8\u4e8e\u94f6\u884c\u540c\u4e1a\u62c6\u606f\u3002\u6240\u4ee5\u5927\u90e8\u5206\u8d37\u6b3e\u4eba\u4f1a\u9009\u62e9H\u6309\u3002\u00a0<\/span><\/p>\n

     <\/p>\n

    \u7f5a\u606f\u671f<\/b><\/p>\n

    \u4e3a\u4e86\u4fdd\u969c\u94f6\u884c\u6216\u8d37\u6b3e\u673a\u6784\u56e0\u4e3a\u63d0\u65e9\u8fd8\u6b3e\u800c\u635f\u5931\u5229\u606f\uff0c\u673a\u6784\u5927\u591a\u4f1a\u8bbe\u7acb\u7f5a\u606f\u671f\uff0c\u5bf9\u7f5a\u606f\u671f\u5185\u8fd8\u6e05\u8d37\u6b3e\u7684\u8d37\u6b3e\u4eba\u6536\u53d6\u624b\u7eed\u8d39\uff0c\u5927\u90e8\u5206\u7f5a\u606f\u671f\u4e3a2\u5e74\u3002<\/span><\/p>\n

     <\/p>\n

    \u538b\u529b\u6d4b\u8bd5<\/b><\/h2>\n

    \u538b\u529b\u6d4b\u8bd5\u662f\u94f6\u884c\u5728\u8fdb\u884c\u6309\u63ed\u5ba1\u6279\u65f6\uff0c\u5728\u5b9e\u9645\u5229\u7387\u4e0a\u52a03\u5398\u4f5c\u300c\u5047\u8bbe\u5229\u7387\u300d\uff0c\u8bc4\u4f30\u7533\u8bf7\u4eba\u5728\u5229\u606f\u8c03\u9ad8\u65f6\u6240\u80fd\u627f\u53d7\u7684\u8fd8\u6b3e\u80fd\u529b\u3002<\/span><\/p>\n

     <\/p>\n

    \u538b\u529b\u6d4b\u8bd5\u8ba1\u7b97\u793a\u8303<\/span><\/h2>\n

     <\/p>\n

    \u7269\u4e1a\u5e02\u503c\uff1a 800\u4e07<\/span><\/p>\n

    \u8d37\u6b3e\u989d\uff1a640\u4e07\uff088\u6210\uff09<\/span><\/p>\n

    \u5b9e\u9645\u5229\u7387\uff1a2.5%<\/span><\/p>\n

    \u52a0\u538b\u540e\u5229\u7387\uff1a2.5% + 3% = 5.5%<\/span><\/p>\n

    \u52a0\u538b\u540e\u5047\u8bbe\u4f9b\u6b3e\u989d\uff1a$36,339<\/span><\/p>\n

    \u7533\u8bf7\u4eba\u7684\u6700\u4f4e\u5165\u606f\u8981\u6c42\uff1a$72,678 (\u6bcf\u6708\u5047\u8bbe\u4f9b\u6b3e\u4e3a\u5b9e\u9645\u5165\u606f\u768450%\uff09<\/span><\/p>\n

    * \u7533\u8bf7\u4eba\u5165\u606f\u6c34\u5e73\u8ddf\u5047\u8bbe\u6027\u4f9b\u6b3e\u7684\u6bd4\u4f8b\u4e0a\u9650\uff0c\u89c6\u4e4e\u4e0d\u540c\u7533\u8bf7\u4eba\u72b6\u51b5*<\/span><\/p>\n

     <\/p>\n

     <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n
    \n

    \u6309\u63ed\u4ea7\u54c1\u63a8\u4ecb\u00a0\u00a0\u00a0<\/b><\/h2>\n<\/td>\n<\/tr>\n

    <\/td>\n\u6309\u606f(\u4f4e\u81f3)<\/b><\/td>\n\u56de\u8d60(\u9ad8\u8fbe)<\/b><\/td>\n\u94f6\u884c\/\u673a\u6784<\/b><\/td>\n<\/tr>\n
    \u6700\u5e73H \u6309<\/span><\/td>\nH+1.40%<\/span><\/td>\n1.0%<\/span><\/td>\n\u6052\u751f\u94f6\u884c<\/span><\/td>\n<\/tr>\n
    \u6700\u5e73P \u6309<\/span><\/td>\n2.50%<\/span><\/td>\n1.0%<\/span><\/td>\n\u5357\u6d0b\u5546\u4e1a\u94f6\u884c<\/span><\/td>\n<\/tr>\n
    \u4f4e\u9996\u671f\u9ad8\u6210\u6570<\/span><\/p>\n

    {\u4e00\u624b\u4e8c\u624b\u53ca\u8f6c\u6309}<\/span><\/p>\n

    8 \u6210(\u697c\u4ef7\u9ad8\u8fbe833 \u4e07) 7 \u6210(\u697c\u4ef73000 \u4e07\u6216\u4ee5\u4e0b)<\/span><\/td>\n

    		P-2.6%~2.50% (\u53ef\u501f5 \u6210\u4fdd\u8d39)<\/span><\/td>\n0.5%<\/span><\/td>\n\u5b8f\u4e9a\u6309\u63ed<\/span><\/td>\n<\/tr>\n
    \u7279\u5feb\u8d22\u52a1<\/span><\/td>\nP+3%\u8d77<\/span><\/td>\nN\/A<\/span><\/td>\n\u82f1\u7687\u8d22\u52a1\/ ETC \/ JIT \/\u4e2d\u539f\u8d22\u52a1\u7b2c\u4e00\u4fe1\u7528\u8d22\u52a1\/ \u65b0\u9e3f\u57fa\u4fe1\u8d37<\/span><\/td>\n<\/tr>\n
    \u4e70\u5356\u516c\u53f8\u80a1\u6743<\/span><\/td>\n1.8%- 2%\u6708\u606f<\/span><\/td>\nN\/A<\/span><\/td>\n\u82f1\u7687\u8d22\u52a1\/ \u9f0e\u73eeVMS<\/span><\/td>\n<\/tr>\n
    P\u6309<\/span><\/p>\n

    (\u4e00\u4e8c\u624b\/\u81ea\u7528\/\u8fde\u79df\u7ea6)<\/span><\/td>\n

    		P-2.8%\/P-3% (2.45-2.5%)<\/span><\/td>\n1%<\/span><\/td>\n\u6c47\u4e30\/ \u6052\u751f\/ \u4e2d\u94f6\/ \u6e23\u6253\/ \u82b1\u65d7\/ \u5de5\u5546\/ \u4e1c\u4e9a\/ \u4ea4\u901a\/ \u5efa\u884c\/ \u661f\u5c55\/ \u6c38\u9686\/ \u5927\u65b0\/ \u4e2d\u4fe1(\u56fd\u9645) \/\u5357\u6d0b\u5546\u4e1a\/ \u521b\u5174\/\u5927\u65b0<\/span><\/td>\n<\/tr>\n
    \u5c45\u5c4b\u6309\u63ed<\/span><\/td>\nP-2.75%\/P-3.0% (2.5%)<\/span><\/td>\n1%<\/span><\/td>\n\u4e2d\u94f6\/ \u6c47\u4e30\/ \u6052\u751f\/ \u6e23\u6253\/ \u4e1c\u4e9a\/ \u521b\u5174<\/span><\/td>\n<\/tr>\n
    \u4e2d\u94f6\/ \u6c47\u4e30\/ \u6052\u751f\/ \u96c6\u53cb\/\u5357\u6d0b\u5546\u4e1a\u7684P \u4e3a5.0%;<\/span><\/p>\n

    \u5bcc\u90a6\u7684P \u4e3a5.375%<\/span><\/p>\n

    \u6c38\u4ea8\u7684P \u4e3a5.50%;<\/span><\/p>\n

    \u5176\u4ed6\u5219\u4e3a5.25%<\/span><\/p>\n

    **\u4e0a\u8ff0\u8d44\u6599\u53ea\u4f9b\u53c2\u8003,\u4e00\u6982\u4ee5\u6709\u5173\u94f6\u884c\/\u673a\u6784\u6279\u6838\u4f5c\u51c6<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

     <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    \n

    \u4f4f\u5b85\u7269\u4e1a\u6309\u63ed\u6b3e\u606f\u7387\u4e00\u89c8\u8868<\/b><\/h2>\n<\/td>\n<\/tr>\n

    \u8d37\u6b3e\u673a\u6784<\/span><\/td>\n\u6309\u63ed\u4ea7\u54c1(\u606f\u7387\/ \u73b0\u91d1\u56de\u8d60\/ \u7f5a\u606f\u671f)<\/span><\/td>\n<\/tr>\n
    \u6c47\u4e30\u94f6\u884cHSBC<\/span><\/p>\n

    (P: 5.0%)<\/span><\/td>\n

    		\u5c11\u4e8e6\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.42%-1.45%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60\uff1a0.2%-0.5%\u00a0<\/span><\/p>\n

    6\u767e\u4e07\u2013 1\u5343\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.38%-1.42%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.5%-0.8%\u00a0<\/span><\/p>\n

    1\u5343\u4e07\u2013 2\u5343\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.35%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.8%-1%<\/span><\/p>\n

    \u591a\u4e8e2\u5343\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.35%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 1%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.50%<\/span><\/p>\n

    \u7f5a\u606f\u671f:2\u5e74\u00a0<\/span><\/p>\n

    **\u540c\u65f6\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6237\u53e3**<\/span><\/td>\n<\/tr>\n

    \u4e2d\u56fd\u94f6\u884cBOC<\/span><\/p>\n

    (P: 5.0%)<\/span><\/td>\n

    		\u5c11\u4e8e3\u767e\u4e07<\/b>\u00a0<\/span><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.45%-1.5%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.2%- 0.3%<\/span><\/p>\n

    3\u767e\u4e07\u2013 6\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.40%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.5%- 0.8%\u00a0<\/span><\/p>\n

    6\u767e\u4e07\u2013 1\u5343\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.35%-1.4%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.8%\u00a0<\/span><\/p>\n

    1\u5343\u4e07\u2013 2\u5343\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.35% \u2013 1.40%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.9%-1%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.50%<\/span><\/p>\n

    \u7f5a\u606f\u671f:2\u5e74\u00a0<\/span><\/p>\n

    **\u540c\u65f6\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6237\u53e3**<\/span><\/td>\n<\/tr>\n

    \u6e23\u6253\u94f6\u884cSCB<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		\u5c11\u4e8e3\u767e\u4e07<\/b><\/p>\n

    HIBOR+1.55%<\/span><\/p>\n

    \u4e0a\u9650P-2.65%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0%\u00a0<\/span><\/p>\n

    3\u767e\u4e07\u2013 6\u767e\u4e07<\/b><\/p>\n

    HIBOR+1.5%<\/span><\/p>\n

    \u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.2%\u00a0<\/span><\/p>\n

    6\u767e\u4e07\u2013 1\u5343\u4e07<\/b><\/p>\n

    HIBOR+1.45%<\/span><\/p>\n

    \u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.5%<\/span><\/p>\n

    1\u5343\u4e07\u2013 2\u5343\u4e07<\/b><\/p>\n

    HIBOR+1.45%<\/span><\/p>\n

    \u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.88% <\/span>HIBOR+1.45%\u4e0a\u9650P-2.75%\u73b0\u91d1\u56de\u8d60<\/span><\/p>\n

    \u7f5a\u606f\u671f:2\u5e74\u00a0<\/span><\/p>\n

    **\u540c\u65f6\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6237\u53e3**<\/span><\/td>\n<\/tr>\n

    \u6052\u751f\u94f6\u884cHSB<\/span><\/p>\n

    (P:5.0%)<\/span><\/td>\n

    		1\u767e\u4e07\u2013 3\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.50%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.2%-0.4%<\/span><\/p>\n

    4\u767e\u4e07\u2013 1\u5343\u4e07\u00a0<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.4%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.2%-0.5%<\/span><\/p>\n

    1\u5343\u4e07\u2013 2\u5343\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.45%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.8%\u00a0<\/span><\/p>\n

    \u591a\u4e8e2\u5343\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.40%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 1%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.50%<\/span><\/p>\n

    \u7f5a\u606f\u671f:2\u5e74\u00a0<\/span><\/p>\n

    **\u540c\u65f6\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6237\u53e3**<\/span><\/td>\n<\/tr>\n

    \u82b1\u65d7\u94f6\u884cCiti bank<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		1\u767e\u4e07\u2013 3\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.45%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.2%<\/span><\/p>\n

    3\u767e\u4e07\u2013 6\u767e\u4e07<\/b>\u00a0<\/span><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.38%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.55%<\/span><\/p>\n

    6\u767e\u4e07\u2013 1\u5343\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)<\/span><\/p>\n

    HIBOR+1.35%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.85%\u00a0<\/span><\/p>\n

    \u591a\u4e8e1\u5343\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.35%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60:1%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u7f5a\u606f\u671f:2\u5e74\u00a0<\/span><\/p>\n

    **\u540c\u65f6\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6237\u53e3**<\/span><\/td>\n<\/tr>\n

    \u5efa\u8bbe\u94f6\u884cChina Construction Bank (Asia)<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		\u5c11\u4e8e4\u767e\u4e07\u00a0<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.45%-1.50%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.2% \u2013 0.5%<\/span><\/p>\n

    4\u767e\u4e07\u2013 1\u5343\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.35%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60\u20250.5%-0.8%\u00a0<\/span><\/p>\n

    \u591a\u4e8e1\u5343\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.30%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 1%<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u7f5a\u606f\u671f:2\u5e74<\/span><\/p>\n

    **\u540c\u65f6\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6237\u53e3**<\/span><\/td>\n<\/tr>\n

    \u4ea4\u901a\u94f6\u884c<\/span><\/p>\n

    Bank of Communication<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		2\u767e\u4e07\u2013 5\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.40%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.6%\u00a0<\/span><\/p>\n

    5\u767e\u4e07\u2013 8\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.35%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.8%\u00a0<\/span><\/p>\n

    8\u767e\u4e07\u2013 1\u5343\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.35%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 1%\u00a0<\/span><\/p>\n

    \u591a\u4e8e1\u5343\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.30%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 1%<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.75%<\/span>
    \n<\/span>\u7f5a\u606f\u671f:2\u5e74<\/span><\/p>\n

    **\u8bbe\u6302\u94a9\u5b58\u6b3e\u6237\u53e3**<\/span><\/td>\n<\/tr>\n

    \u5de5\u5546\u94f6\u884cICBC<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		**\u5f00\u7406\u8d22\u91d1\u8d26\u6237$0.8M \/ MIP<\/span><\/p>\n

    \u5c11\u4e8e5\u767e\u4e07<\/b><\/p>\n

    HIBOR+1.38%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.80%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u591a\u4e8e1\u5343\u4e07<\/b><\/p>\n

    HIBOR+1.35%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.80%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.75%\u00a0<\/span><\/p>\n

     <\/p>\n

    **\u4e0d\u5f00\u7406\u8d22\u91d1\u8d26\u6237<\/span><\/p>\n

    \u591a\u4e8e50\u4e07<\/b><\/p>\n

    HIBOR+1.45%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.20%<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.5%\u00a0<\/span><\/p>\n

    \u591a\u4e8e3\u767e\u4e07<\/b><\/p>\n

    HIBOR+1.4%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.60%<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u591a\u4e8e5\u767e\u4e07<\/b><\/p>\n

    HIBOR+1.35%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.80%<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.75%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u4ee5\u4e0a\u5168\u90e8\u7f5a\u606f\u671f:3\u5e74\u00a0<\/span><\/p>\n

    **\u540c\u65f6\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6237\u53e3**<\/span><\/td>\n<\/tr>\n

    \u96c6\u53cb\u94f6\u884cChiyu Bank<\/span><\/p>\n

    (P:5.0%)<\/span><\/td>\n

    		(1\u4e2a\u6708)HIBOR+1.45%\u00a0<\/span><\/p>\n

    \u5c11\u4e8e6\u767e\u4e07<\/b><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.8%\u00a0<\/span><\/p>\n

    \u7f5a\u606f\u671f: 3\u5e74\u00a0<\/span><\/p>\n

    \u591a\u4e8e6\u767e\u4e07<\/b><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.6%\u00a0<\/span><\/p>\n

    \u7f5a\u606f\u671f: 2\u5e74\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.50%\u00a0<\/span><\/td>\n<\/tr>\n

    \u4e2d\u4fe1\u94f6\u884cChina Citic Bank<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		(1\u4e2a\u6708)HIBOR+1.50%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.75%<\/span><\/p>\n

    P-plan \u5168\u671fP-2.75%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.2%<\/span><\/p>\n

    \u7f5a\u606f\u671f:2\u5e74\u00a0<\/span><\/p>\n

    **\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6237\u53e3**<\/span><\/td>\n<\/tr>\n

    \u4e1c\u4e9a\u94f6\u884cBEA<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		1\u767e\u4e07\u2013 3\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.5%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.5%\u00a0<\/span><\/p>\n

    3\u767e\u4e07\u2013 6\u767e\u4e07\u00a0<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.45%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 1%\u00a0<\/span><\/p>\n

    \u591a\u4e8e6\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.4%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 1%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u7f5a\u606f\u671f:2\u5e74<\/span><\/td>\n<\/tr>\n

    \u5357\u6d0b\u5546\u4e1a\u94f6\u884cNCB<\/span><\/p>\n

    (P:5.0%)<\/span><\/td>\n

    		(1\u4e2a\u6708)HIBOR+1.50%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.50%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.2%<\/span><\/p>\n

     <\/p>\n

    P plan : P-2.5%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 1%<\/span><\/p>\n

     <\/p>\n

    \u7f5a\u606f\u671f: 3 \u5e74<\/span><\/td>\n<\/tr>\n

    \u62db\u5546\u6c38\u9686\u94f6\u884c\u00a0<\/span><\/p>\n

    CMB Wing Lung Bank<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		\u5c11\u4e8e3\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.50%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.0%<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.65%<\/span><\/p>\n

    \u591a\u4e8e3\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.45%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.4%\u00a0<\/span><\/p>\n

    \u591a\u4e8e3\u767e\u4e07+ 1\u767e\u4e07\u5b58\u6b3e<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.40%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.6%\u00a0<\/span><\/p>\n

    \u591a\u4e8e6\u767e\u4e07+ 1\u767e\u4e07\u5b58\u6b3e<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.35%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.8%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u7f5a\u606f\u671f:3\u5e74\u00a0<\/span><\/p>\n

    **\u540c\u65f6\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6237\u53e3**<\/span><\/td>\n<\/tr>\n

    \u5927\u65b0\u94f6\u884cDSB<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		P \u2013 2.3%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0\u00a0<\/span><\/p>\n

    \u7f5a\u606f\u671f: 3\u5e74\u00a0<\/span><\/p>\n

    **\u8f6c\u6309\u6682\u505c**<\/span><\/td>\n<\/tr>\n

    \u6c38\u4ea8\u94f6\u884cWing Hang<\/span><\/p>\n

    (P:5.50%)<\/span><\/p>\n

     <\/td>\n

    		(1\u4e2a\u6708)HIBOR+1.40%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.70%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0<\/span><\/p>\n

    \u7f5a\u606f\u671f:1\u5e74<\/span><\/p>\n

    P plan: P-3.0%<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0<\/span><\/p>\n

     <\/p>\n

    \u7f5a\u606f\u671f: 1\u5e74<\/span><\/td>\n<\/tr>\n

    \u6c38\u4ea8\u8d22\u52a1Wing Hang Credit<\/span><\/p>\n

    (P:5.50%)<\/span><\/p>\n

     <\/td>\n

    		(3\u4e2a\u6708)HIBOR+2.5%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.5%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60\u9ad8\u8fbe: 0.50%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u7f5a\u606f\u671f: \u4e09\u5e74(3% \/ 2% \/ 1% )<\/span><\/td>\n<\/tr>\n

    \u5bcc\u90a6\u94f6\u884cFubon Bank (HK)<\/span><\/p>\n

    (P:5.375%)<\/span><\/p>\n

     <\/td>\n

    		1\u767e\u4e07\u2013 3\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.50%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.2%<\/span><\/p>\n

    3\u767e\u4e07\u2013 5\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.5%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.5%\u00a0<\/span><\/p>\n

    \u591a\u4e8e5\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.5%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0.8%<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.7% (2.675%)\u00a0<\/span><\/p>\n

    \u7f5a\u606f\u671f:2\u5e74<\/span><\/p>\n

    **\u4e0d\u8bbe\u9ad8\u606f\u6237\u53e3**<\/span><\/td>\n<\/tr>\n

    \u5927\u4f17\u94f6\u884cPublic Bank<\/span><\/p>\n

    (P:5.375%)<\/span><\/p>\n

     <\/td>\n

    		P-plan:\u5168\u671fP-2.75%\u00a0<\/span><\/p>\n

    \u9ad8\u8fbe\u56de\u8d60: 0.5%<\/span><\/p>\n

    \u7f5a\u606f\u671f: 2\u5e74(2%\/1%)<\/span><\/td>\n<\/tr>\n

    \u661f\u5c55\u94f6\u884cDBS<\/span><\/p>\n

    (P:5.25%)<\/span><\/p>\n

     <\/td>\n

    		\u5c11\u4e8e5\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.60%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.50%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60\u9ad8\u8fbe: 0%<\/span><\/p>\n

    5\u767e\u4e07\u2013 8\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.60%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.60%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60\u9ad8\u8fbe: 0.2%<\/span><\/p>\n

    \u591a\u4e8e8\u767e\u4e07<\/b><\/p>\n

    (1\u4e2a\u6708)HIBOR+1.50%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.65%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60\u9ad8\u8fbe\u2025 0.2%<\/span><\/p>\n

     <\/p>\n

    \u7f5a\u606f\u671f: 3\u5e74<\/span><\/td>\n<\/tr>\n

    \u534e\u4eba\u8d22\u52a1HKCB<\/span><\/p>\n

    (P:5.25%)<\/span><\/p>\n

     <\/td>\n

    		\u5168\u671f\u4f4e\u81f3P-2.75%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60: 0%\u00a0<\/span><\/p>\n

    \u7f5a\u606f\u671f: 2\u5e74(2%\/1% )<\/span><\/td>\n<\/tr>\n

    \u5927\u4f17\u8d22\u52a1Public Finance<\/span><\/p>\n

    (P:5.375%)<\/span><\/p>\n

     <\/td>\n

    		\u5168\u671f\u4f4e\u81f3P-2.50%\u00a0<\/span><\/p>\n

    \u73b0\u91d1\u56de\u8d60\u53ef\u8fbe: 0.5%(\u4e70\u5356)\u00a0<\/span><\/p>\n

    \u7f5a\u606f\u671f: 2\u5e74(3%\/2% )<\/span><\/p>\n

    (\u6e05\u6570:\u5168\u671fP-2%)<\/span><\/td>\n<\/tr>\n

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